Credit Card Balance Transfer

    Balance Transfer

    Take advantage of our competitive rates! Transfer your high-interest rate credit card balance to one of ours today.



    Smart Financial Visa or MasterCard
    • Rates as low as 8.49% APR*
    Smart Financial iQ Points Rewards Card
    • Earn points for every dollar you spend
    • 0.00% Introductory Balance Transfer APR for the first 12 billing cycles.
    • 3% of balance transferred will be charged as a fee

    Our credit cards have NO:

    • Annual Fees.
    • Application or Processing Fees.

    Account freedom is yours!


    Don't Have a Smart Financial Credit Card yet?

    Apply Now

    *APR=Annual Percentage Rate. All rates and terms are based on credit worthiness. Some restrictions may apply.

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