Checking Accounts

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    Freedom Checking
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    Free Checking
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    Superior Checking
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    Smart Scholar Checking
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    Right for you if

    You want free ATMs, anytime, anywhere.

    You want a smart and easy way to manage your money.

    You want an interest rate, no service fee and more.

    You are a high school student who wants to learn the easy way how to manage money.

    Monthly service fee $12 or waived when requirements are met $10 or waived when requirements are met
    Minimum opening balance $50 $50 $100 $25
    Minimum balance required Average daily balance of $1,500 (required for ATM fee rebates) Average daily balance of $1,000 to aviod monthly fee*
    Open in minutes Open Now Open Now Open Now
    Smart Financial Debit Card
    Free Online Banking
    Optional Overdraft Protection
    Bill Pay Access
    ATM Rebates
    Shared Branch Access

    All Checking Accounts have the option of receiving a Debit MasterCard
    Now the fastest way to write a check is to not to write one at all! With Smart Financial's Debit MasterCard, you have a fast and efficient way to access your checking account.

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