Checking Accounts

    Free Checking Account

    The account that best suits your financial lifestyle.

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    A simple checking account for everyday needs

    The Smart Financial Free Checking account gives you a smart and easy way to manage your money.

    • No monthly service charge
    • No minimum balance
    • Online Banking
    • Debit MasterCard
    • Online Bill Pay access
    • Unlimited check writing
    Get peace of mind...
      Overdraft Protection linked from your Savings account or Line of Credit

    Free Checking Account requirements:
    • $50 minimum opening balance
    • The Free Checking account is a checking account that is free of any fees.
    • Avoid the hassle of paper statements with online statements and check images.
    • This is not a interest bearing account
    • Checks are issued upon request




    All Checking Accounts have the option of receiving a Debit MasterCard
    Now the fastest way to write a check is to not write one at all! With Smart Financial's Debit MasterCard, you have a fast and efficient way to access your checking account.

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