Health Care is expensive! Get the most value out of your plan by following the tips below.

Chose In-Network Providers

While it may seem convenient, avoid going to the emergency room unless it is an actual emergency. You will save money when you visit an in-network provider or walk-in clinic for routine ailments such as sore throats, colds, flu, and earaches.

 Use the Emergency Room for Emergencies

Start paying off the past while investing in your future. Retirement contributions, investments, rainy day funds, and additional debt payments fall in this category.

 Stay Healthy

A great way to save money on your healthcare is to stay healthy! When you get regular exercise, eat healthy, and drink plenty of water you’re improving your health and reducing the likelihood of future health problems.

 Use Generics

Generic prescription medications are nearly identical to their brand-name equivalents in quality and composition, but generally cost much less due to the lower coinsurance. Stay Healthy

 Take Advantage of an HSA

With a health savings account (HSA), you choose to have pre-tax dollars deducted from your paycheck for out-of-pocket medical costs. These accounts are great for covering expected and unexpected medical expenses and lowering your taxable income, which saves you money.

 Time for a Check Up

Prevention and early detection of disease are the best ways to live a healthy life. A simple checkup could make all the difference. Plus, most health care plans cover preventative care 100%, even before you meet your deductible!