Debit
Mastercard^®

Easily add your cards to your device’ s digital wallet. No more digging in your purse or wallet for a physical card. No typing in your PIN. In just seconds, you can complete a contactless payment transaction using your digital wallet with a tap at the checkout terminal.

Quickly tap to pay using contactless payments! You also don't have the hassle of punching in your PIN. Tap to pay technology is more reliable and secure than other forms of payment.

View spending insights for a clear picture of when and where your purchases were made. No more wasting time trying to decipher your transactions on your statements.

Turn your debit card on and off with the Smart Financial app. Misplace your card for a day? No problem. Turn off your card until you find it. Add an extra layer of protection from unauthorized transactions by setting spending limits, as well as location and merchant preferences.

We no longer require Travel Exclusions for members who wish to use their debit card signature option while traveling outside of normal spending areas including out of state and international travel. Read how to ensure that your debit card remains active when traveling here.

eGuard helps protect your accounts from fraud. All debit card holders are automatically enrolled in eGuard which provides an added layer of protection to help mitigate online debit card fraud. When using a Smart Financial debit card to make an online purchase, members may be prompted for a one-time use passcode to complete the online transaction when a transaction is identified as unusual or suspicious.

Protect your credit and your good name with Mastercard ID Theft Protection™. Once enrolled in this program, thousands of websites are tracked daily to determine if your personal information is being bought or sold online, or if a new credit account is opened in your name, at which time, you are immediately notified by text or email with a link to look at the details. Additionally, you receive free resolution services from Mastercard to help resolve identity theft should it happen. Activate your benefits today for the ultimate peace of mind at zero cost to you!

Easy budgeting tools with real time expense tracking. Using your Smart Financial debit card is a healthier way to spend and manage money because funds are deducted directly from your checking account. Having an electronic record of every transaction makes it easy to track what you spend. Smart's 5-star online banking budgeting tool works seamlessly when you use your debit card!