Holiday Hours: All Smart Financial locations will close at 2PM on Christmas Eve, Tuesday, December 24th, and will remain closed through Christmas Day on the 25th. Regular business hours will resume on Thursday, December 26th. Wishing you a Merry Christmas and Happy Holidays!

Debt Protection

Protect the investment in your vehicle.

Life is Unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability, or involuntary unemployment. 

With Debt Protection, your loan balance will be cancelled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected. 

Debt Protection is available for closed-end consumer loans, open-end consumer credit plans, or unsecured lines of credit. Some eligibility requirements, conditions, and exclusions apply to this program. Please contact a Smart Financial lending representative for additional detail about the Debt Protection program. 

You may cancel Debt Protection at any time. If you do so within the first 30 days, we will refund any fees already paid.

Get a Quote

For more information, please call 713-407-1755 or 1-800-392-5084.

*Debt Protection products are non-insurance product sold by Credit Union and administered by Minnesota Life Insurance Company. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group.