Weather Alert: Due to the pending inclement weather and hazardous road conditions, Smart Financial will be closed on Tuesday, January 21st and until 1pm on Wednesday, January 22nd. We will update any changes to this planned closure on our website, online banking app, and social media channels. Members can access online and mobile banking 24/7 as always. Please be safe and warm and we look forward to reopening to serve you once this weather event has passed. Thank you!

Debt Protection

Protect the investment in your vehicle.

Life is Unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability, or involuntary unemployment. 

With Debt Protection, your loan balance will be cancelled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected. 

Debt Protection is available for closed-end consumer loans, open-end consumer credit plans, or unsecured lines of credit. Some eligibility requirements, conditions, and exclusions apply to this program. Please contact a Smart Financial lending representative for additional detail about the Debt Protection program. 

You may cancel Debt Protection at any time. If you do so within the first 30 days, we will refund any fees already paid.

Get a Quote

For more information, please call 713-407-1755 or 1-800-392-5084.

*Debt Protection products are non-insurance product sold by Credit Union and administered by Minnesota Life Insurance Company. Minnesota Life Insurance Company is a subsidiary of Securian Financial Group.