Weather Alert: Due to the pending inclement weather and hazardous road conditions, Smart Financial will be closed on Tuesday, January 21st and until 1pm on Wednesday, January 22nd. We will update any changes to this planned closure on our website, online banking app, and social media channels. Members can access online and mobile banking 24/7 as always. Please be safe and warm and we look forward to reopening to serve you once this weather event has passed. Thank you!

Disclosures

Members' Access to Credit Union Documents

Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents: 

  • balance sheet and income statement (the non-confidential pages of the latest call report may be given to meet this requirement);
  • a summary of the most recent annual audit completed in accordance with §91.516 of this chapter (relating to Audits and Verifications);
  • written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof; and
  • Internal Revenue Service Form 990.

Disclosures/Notices