GIVE THANKS, GET THANKS

Refer Your Friends and Get a $200 Gift Card

This Thanksgiving, we're celebrating you with a special referral bonus opportunity - because there's no better time to give thanks than now! Here's how:

From November 18 - December 1, 2024, share the gift of financial well-being by referring a friend! To get started, simply enter the email associated with your Smart Financial account in the form and click the button to share your personal referral code via any of the available social channels.

  1. Share with friends via Facebook, Twitter, or email.
  2. Your friends get a $200 Gift Card when they open their new Smart Financial checking account with direct deposit.*
  3. You'll get a $200 Gift Card when your friend meets all requirements. Cha-ching!
  4. Earn up to $500 per year! How would you spend your extra cash??

*SPECIAL OFFER. TO QUALIFY FOR THE $200 LIMITED TIME OFFER, REFERRALS MUST BE SENT BETWEEN 11/18/2024 AND 12/01/2024. TO RECEIVE $200 REFERRAL GIFT CARD, YOU MUST RECEIVE A REFERRAL LINK FROM A MEMBER OF SMART FINANCIAL. REFERRED FRIEND MUST OPEN A NEW SMART FINANCIAL CHECKING ACCOUNT WITH DIRECT DEPOSIT USING FRIEND'S PERSONAL REFERRAL LINK. DIRECT DEPOSIT IS DEFINED AS AN ELECTRONIC DEPOSIT SUM OF $500 OR GREATER WITHIN A 60-DAY PERIOD. IF YOU'RE A NEW MEMBER AND USING A CHECKING ACCOUNT TO ESTABLISH MEMBERSHIP, YOU WILL PAY A ONE-TIME $5 ENTRANCE FEE IN ADDITION TO THE MINIMUM OPENING DEPOSIT REQUIRED BY THE ACCOUNT. ACCOUNT OPENING REQUIREMENTS AND MONTHLY SERVICE FEES VARY FOR ACCOUNT TYPE. WE WILL EMAIL A $200 E-GIFT CARD TO YOU, AND A $200 E-GIFT CARD TO YOUR FRIEND WHO REFERRED YOU. REWARDS WILL BE SENT WITHIN 15 TO 20 BUSINESS DAYS AFTER THEIR DIRECT DEPOSIT IS MADE. BOTH INDIVIDUALS MUST BE 18 YEARS OR OLDER. ACCOUNTS OPENED AFTER 12/01/2024 WILL NOT QUALIFY FOR THE SPECIAL OFFER. REFERRER IS LIMITED TO EARN $500 EACH CALENDAR YEAR. OFFER IS SUBJECT TO CREDIT UNION MEMBERSHIP ELIGIBILITY. ADDITIONAL TERMS AND CONDITIONS APPLY.