Holiday Hours: All Smart Financial locations will close at 2PM on Christmas Eve, Tuesday, December 24th, and will remain closed through Christmas Day on the 25th. Regular business hours will resume on Thursday, December 26th. Wishing you a Merry Christmas and Happy Holidays!

REFERRAL PROGRAM

Refer Your Friends and Get a $50 Gift Card

The more you give, the more you get. Here's how:

To get started, simply enter the email associated with your Smart Financial account in the form and click the button to share your personal referral code via any of the available social channels.

  1. Share with friends via Facebook, Twitter, or email.
  2. Your friends get a $50 Gift Card when they open their new Smart Financial checking account with direct deposit.*
  3. You'll get a $50 Gift Card when your friend meets all requirements. Cha-ching!
  4. Earn up to $500 per year! How would you spend your extra cash??

*TO RECEIVE $50 REFERRAL GIFT CARD, YOU MUST RECEIVE A REFERRAL LINK FROM A MEMBER OF SMART FINANCIAL. REFERRED FRIEND MUST OPEN A NEW SMART FINANCIAL CHECKING ACCOUNT WITH DIRECT DEPOSIT USING FRIEND'S PERSONAL REFERRAL LINK. DIRECT DEPOSIT IS DEFINED AS AN ELECTRONIC DEPOSIT SUM OF $500 OR GREATER WITHIN A 60-DAY PERIOD. IF YOU'RE A NEW MEMBER AND USING A CHECKING ACCOUNT TO ESTABLISH MEMBERSHIP, YOU WILL PAY A ONE-TIME $5 ENTRANCE FEE IN ADDITION TO THE MINIMUM OPENING DEPOSIT REQUIRED BY THE ACCOUNT. ACCOUNT OPENING REQUIREMENTS AND MONTHLY SERVICE FEES VARY FOR ACCOUNT TYPE. WE WILL EMAIL A $50 E-GIFT CARD TO YOU, AND A $50 E-GIFT CARD TO YOUR FRIEND WHO REFERRED YOU. REWARDS WILL BE SENT WITHIN 15 TO 20 BUSINESS DAYS AFTER THEIR DIRECT DEPOSIT IS MADE. BOTH INDIVIDUALS MUST BE 18 YEARS OR OLDER. OFFER EXPIRES WITHIN 90 DAYS OF ORIGINAL REFERRAL DATE. REFERRER IS LIMITED TO EARN $500 EACH CALENDAR YEAR. OFFER IS SUBJECT TO CREDIT UNION MEMBERSHIP ELIGIBILITY. ADDITIONAL TERMS AND CONDITIONS APPLY.